Rates are effective 10/06/08
|
| Loans |
| Loan |
|
APR* |
|
Min. Amount |
|
Term |
|
Payment/$1,000 |
| Personal |
|
12.1% |
|
$500 |
|
24 months |
|
$47.12 |
| Personal |
|
14.1% |
|
$2500 |
|
60 months |
|
$23.32 |
| Share Secured |
|
4.5% |
|
$500 |
|
60 months |
|
$18.64 |
| Lines of Credit |
|
11.5% |
|
|
|
Revolving |
|
Variable |
|
| |
| 1st Home Mortgages |
| See Rates |
| |
| Home Equity |
| Loan |
|
APR* |
|
Min. Amount |
|
Term |
|
Payment/$1,000 |
| Lines of Credit |
|
|
|
|
|
|
|
|
| 80% Loan to Value |
|
5.00% |
|
$5000 |
|
Revolving |
|
Variable |
| |
|
|
|
|
|
|
|
|
| Fixed Rate closed-end |
|
|
|
|
|
|
|
|
| 80% Loan to Value |
|
7.0% |
|
$5000 |
|
2-15 years |
|
$44.77 - $8.99 |
|
| |
| New Auto |
| Loan |
|
APR* |
|
Min. Amount |
|
Term |
|
Payment/$1,000 |
| 2007 or newer |
|
5.90% * |
|
N/A |
|
36 months |
|
$30.38 |
| 2007 or newer |
|
6.04% * |
|
N/A |
|
48 months |
|
$23.50 |
| 2007 or newer |
|
6.29% * |
|
N/A |
|
60 months |
|
$19.47 |
| 2007 or newer |
|
6.60% * |
|
$15,000 |
|
72 months |
|
$16.86 |
| 2007 or newer |
|
7.00% * |
|
$20,000 |
|
84 months |
|
$15.09 |
|
| * rate includes .25% reduction with automated payments. |
| |
| Used Auto |
| Loan |
|
APR* |
|
Min. Amount |
|
Term |
|
Payment/$1,000 |
| 1999 or newer |
|
6.70% * |
|
N/A |
|
36 months |
|
$30.74 |
| 2001 or newer |
|
6.84% * |
|
N/A |
|
48 months |
|
$23.87 |
| 2003 or newer |
|
7.09% * |
|
N/A |
|
60 months |
|
$19.84 |
| 2005 or newer |
|
7.40% * |
|
$15,000 |
|
72 months |
|
$17.24 |
| 2005 or newer |
|
7.80% * |
|
$20,000 |
|
84 months |
|
$15.49 |
|
| * rate includes .25% reduction with automated payments. |
| |
| Recreational Vehicles - Boats, Motor Homes & Travel Trailers |
| Loan |
|
APR* |
|
Min. Amount |
|
Term |
|
Payment/$1,000 |
| 8 yrs. or newer |
|
7.75% |
|
N/A |
|
60 months |
|
$20.16 |
| 6 yrs. or newer |
|
8.25% |
|
N/A |
|
72 months |
|
$17.66 |
| 4 yrs. or newer |
|
8.5% |
|
N/A |
|
84 months |
|
$15.84 |
| 4 yrs. or newer |
|
9.0% |
|
$20,000 |
|
120 months |
|
$12.67 |
|
| |
| Motorcycle Loans |
| Loan |
|
APR* |
|
Min. Amount |
|
Term |
|
Payment/$1,000 |
| 8 yrs. or newer |
|
8.25% |
|
N/A |
|
60 months |
|
$20.40 |
| 6 yrs. or newer |
|
8.75% |
|
N/A |
|
72 months |
|
$17.90 |
| 4 yrs. or newer |
|
9.25% |
|
$20,000 |
|
84 months |
|
$16.22 |
|
| |
| Motor Sport - ATV's, Jet Skis, Personal Watercraft, Scooters & Snowmobiles |
| Loan |
|
APR* |
|
Min. Amount |
|
Term |
|
Payment/$1,000 |
| New |
|
9.0% |
|
N/A |
|
36 months |
|
$31.80 |
| New |
|
9.4% |
|
N/A |
|
48 months |
|
$25.08 |
| New |
|
9.5% |
|
$5,000 |
|
60 months |
|
$21.00 |
| New |
|
10.2% |
|
$15,000 |
|
72 months |
|
$18.63 |
| 8 yrs. or newer |
|
10% |
|
N/A |
|
36 months |
|
$32.27 |
| 8 yrs. or newer |
|
10.4% |
|
N/A |
|
48 months |
|
$25.56 |
| 6 yrs. or newer |
|
10.5% |
|
$5,000 |
|
60 months |
|
$21.49 |
| 4 yrs. or newer |
|
11.2% |
|
$15,000 |
|
72 months |
|
$19.14 |
|
| |
*APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Rate subject to change without notice. Other loans are available. Certain conditions and restrictions apply.
We do business in accordance with the Equal Fair Housing Law and the Equal Credit Opportunity Act. |
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